Mike Smith

Commercial Director, Raphaels Bank
Forum Member


Mike Smith is a Board Director at Raphaels Bank, responsible for Commercial Development. He formerly ran the Card Services Division, the UK’s pre-eminent Bank Sponsor of prepaid card programmes and the ATM division, one of the pioneers of FX ATMs in the UK. Mike is a Board Member of the Prepaid International Forum, the Emerging Payments Association Advisory Board, the FPS Access Steering Committee and attends the Link NMC. Mike was voted Leading Global Industry Contributor at the Prepaid Awards in 2013.

Previously Mike was Head of Marketing at Post Office Financial Services from its launch, moving there from Head of Banking at the Post Office where he helped deliver the Universal Banking project. Mike held several senior positions at NatWest over 18 years including Head of Personal Customer Marketing in the retail bank.

* Biography submitted by Forum member.